The union of Norwich direct RU 'the largest supplier of auto insurance of S as announced to him 'innovating wages of S new while you lead cover, offering to motorists the capacity to reduce their premiums of insurance.

Offer two new policies, the base whose premiums of insurance based on the use, union of Norwich offers finally the cover after its initial pilot arrangement, making take part 5.000 motorists, was launched in 2004.

The union of Norwich the 's sought shown that more two-thirds of the BRITISH motorists are likely to be pleased with the initiative by which one expects that the average saving is approximately 33%.

With the use of the devices in-because of monitoring of GPS RU 'the largest supplier of automobile insurance of S can work lay down single policies of automobile insurance specific to assured - premiums being based on the use. There a completely transparent system of invoicing specified should make it possible drivers to grant finely policies, to however remain flexible.

Premiums will be based not simply on mileage but also on other factors like when, where and how much time the led policy-holder. Premiums can even be identified with each voyage.

Offer of two distinct policies: the union of Norwich of drivers of years 18-23 and 24-65 effectively employs its enormous data bank of the stories of complaints to transmit the potential saving to the driver more distinguished.

Using a combination of Norwich the trade unions have data as well as statistics provided by ABI and the ministry for transport pilot arrangement indicated: -

the drivers of 18-24 years are with the great risk during the hours early with this group 46% of explanation of died on the road between 11pm and 6am, and are more probable 56% to suffer the injury between 1am and 5am.

This group is more probably 10 times to have an accident the night and this reached 14 times of the nights of weekend. The premiums will reflect these high-risk periods and it is hoped for will encourage young drivers to abstain from with the drive during these periods. Pilot arrangement indicated a drop of 20% in the accidents making take part young drivers and the strenghtens the belief this type of policy will save the lives. The union of Norwich hopes that the introduction of this arrangement will reduce clearly the number of accidents making take part young drivers.

In the other group - the drivers of 24-65 years, the pilot indicated that this group was more probable 50% to be victim of an accident during the rush hour of day of the week of morning than leading to the weekends or in evenings. It is most likely to occur serious accidents the night and this drive of motorway was to 10 urban roads that at fallback speed surer of periods.

These statistics are in an encouraging way to the 48% customers of the trade unions of Norwich which do not use their vehicle to lead to work during the peak periods weekeday.

Iain Napier, director of the wages because you lead the insurance of. , said: The launching of the wages because you lead the insurance of. to motorists the access to the insurance will give which is specifically conceived in function them and their practices of control, potentially rewarding they with cheaper premiums.

We are trustful that the wages because you lead the insurance of. that is to say simply a manner righter to calculate premiums and let us give to larger customers orders, flexibility and choice. This is why we expect the first wages while you lead the proposal for an insurance of. with RU to be an enormous success with motorists.

Kay Martin, chief of the wages as you lead the insurance of. , additional: The wages because you lead the insurance of. provides an innovating solution for young drivers all in also calling upon a broad range of the motorists who see the advantages of the payment the insurance based on the real use of vehicle. The future of the insurance is the products worked with the lifestyle of the people of costume and the launching of the wages because you lead the insurance of. is the first step in this direction.

In a general way it is probable this type of policy will be received by the BRITISH motorists, particularly because of the transparent system of invoicing, making it possible policy-holders to make decisions with the current as for how and when to use their vehicles.